Certificates of Deposit
What is a Certificate of Deposit or CD Account?
A Certificate of Deposit (CD) is a special type of deposit account that is offered as a low-risk investment with the benefit of higher interest rates (than traditional savings accounts). By investing in a CD, you deposit a fixed amount of money for a specified amount of time, getting back your original amount plus interest at the time of maturity.
Family First Credit Union offers various terms on our deposits, so you're sure to find a certificate that will meet your financial needs. The limited access to your funds will allow you to save more quickly while earning higher dividend dollars. Family First Credit Union offers the following Certificate of Deposits:
- Six month
- Twelve month
- Twelve month over $50,000.00
- Two year
- Two year over $50,000.00
**There is a minimum balance of $1,000.00 for all Certificates of Deposit. FFCU offers special rates for those CD’s over $50,000.00 and you can be sure that our rates are competitive with other financial institutions.
If you have any questions about our Certificates of Deposit, please contact us.
See the rates section for our current CD rates.
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