Most people believe that if their vehicle is totaled or stolen, their primary insurance will pay off their loan/lease balance. Well, think again!
If your vehicle is totaled or stolen, your primary insurance carrier will usually pay only the actual cash value (current market value) of your vehicle less your deductible. This amount could be substantially lower than your loan/lease balance.
The final result is a financial GAP where you must pay the difference between your loan/lease balance and your insurance settlement, which could mean thousands of dollars out of your pocket.
That's why many owners have chosen GAP (Guaranteed Auto Protection). GAP coverage helps eliminate the out-of-pocket expense you would incur to pay off your loan/lease should your vehicle be stolen or totaled.
What Are Your Chances Of Having A GAP?
The "average" new car will lose 60% of it's value over 3 years of normal driving, according to Automotive News.
The Insurance Information Institute estimates that one vehicle is stolen in the United States every 24 seconds.
18% of vehicles involved in a collision will result in a total loss, according to CCC Information Services.
Insurance companies report that every year a half million vehicles are written off as a total loss due to accident, fire and theft.
Why Buy GAP?
Pays off your remaining loan/lease balance should your automobile be stolen or damaged and is a total loss*.
Clears your loan balance allowing you to start fresh with a new vehicle purchase.
Can be included as a small addition to your monthly payment.
*Subject to certain exclusions and benefit limitations.
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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
Important Message
You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
Important Message
You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
Important Message
You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
Important Message
You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
Important Message
You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
Important Message
You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
Important Message
You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
Important Message
You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
Important Message
You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
Important Message
You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
Important Message
You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.
