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Home Equity Line of Credit

A Home Equity Loan is perfect for home improvements, college tuition, or any other large expenses. We are proud to offer this loan for members who want to make the most of their home investment by taking the tax advantages associated with this type of loan. This affordable loan is at a low variable rate. Once the loan is made, the member has a line of credit up to the amount set at closing. If you need to make a draw from your line of credit, just call the credit union and request a check to be mailed to you, deposited into your savings or checking, or picked up at the credit union.

Members who have at least three years of service with their employer may apply for up to 90% of the appraised or tax assessment value of their primary residence less the amount owed on a first mortgage. The minimum amount is $10,000.00. All normal closing costs are paid by the credit union. Member must maintain principal balance of at least 10,000 for 90 days during the first year. So start taking advantage of the tax break and contact a loan officer at the credit union for more details.

What you should know about Home Equity Lines of Credit - by The Consumer Financial Protection Bureau

How to apply:

Click on the link below to open the application. Fill out the form, print, and bring or mail the application to either branch.

Download Forms to Apply

Please contact us if you have any questions about our Home Equity Line of Credit.

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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving Family First Credit Union website. When you click on OK you will be transferred to a website that is not operated by the credit union. Family First CU is not responsible for the content on the alternate site. Family First CU does not represent the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


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