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Auto Loans

Family First Credit Union offers low interest rates for cars with a variety of convenient terms on both new and used vehicles.  Before you buy a car, please consult a loan officer at the credit union for guidance.  We can help you save hundreds of dollars by providing you with the important information you need to know.  We will provide you with the lowest rates, financing comparisons, dealer invoices, cost of extra car options, NADA retail and trade-in values, and the option of using car buying services.  You can reduce your car loan rate by .50% by pledging $2,000.00 in your Share Savings Account.

Ideally, the first step in buying a car is to pre-qualify so you can go shopping with your "loan in hand".  If you have already purchased a new or used car, it is not too late to take advantage of your credit union loan service.  We can match or possibly offer a lower interest rate in refinancing your car which in turn will save you money.

With your car loan, you can purchase the following products for added protection for much less than what the dealerships charge for them:

Guaranteed Auto Protection – Most people believe that if their vehicle is totaled or stolen, their primary insurance will pay off their loan/lease balance. Well, think again!

If your vehicle is totaled or stolen, your primary insurance carrier will usually pay only the actual cash value (current market value) of your vehicle less your deductible.  This amount could be substantially lower than your loan/lease balance.

The final result is a financial GAP where you must pay the difference between your loan/lease balance and your insurance settlement, which could mean thousands of dollars out of your pocket.

GAP coverage helps eliminate the out-of-pocket expense you would incur to pay off your loan/lease should your vehicle be stolen or totaled.

Extended Warranty – When buying a vehicle, there is always a chance of having a mechanical breakdown.  Mechanical breakdowns can be very expensive to repair.  In an effort to stay true to our mission of offering quality products and services that are beneficial to our members, Family First’ Credit Union offers vehicle service contracts on most new and used vehicles (some exclusions apply). We have partnered with Vision Warranty Corporation to offer a service contract that best fits your needs.  This service contract comes with many benefits such as:

Even if you already own your vehicle, you may still be able to purchase a service contract depending on the age and mileage of your vehicle.  For more information on this quality product please contact a loan officer at either of our convenient locations.

Payment Protection Plan – Family First Credit Union is proud to offer payment protection for our members to give them peace of mind if something ever happened to them or if they were unable to provide an income, they would be covered.

Credit Life Insurance is available for each loan to assure payment of your loan in the event of death.  You will have a maximum amount of coverage of $40,000.00 per loan.

Credit Accident and Health Disability Insurance is designed to make your monthly payment if you are disabled by sickness or accident during the term of the loan.  The cost of coverage is included in loan payments and is minimal.

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Please contact us if you have any questions about our auto loans.



Are you in the market for a new car but cringe at the idea of spending hours visiting multiple dealerships and the back and forth haggling to reach a fair price? Let Family First CarFinders help you find your next ride at a fantastic price, without the unnecessary stress, and without ever leaving your home! More great reasons to trust Family First CarFinders:

Please ask your representative about Family First CarFinders or feel free to browse the website at



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Please contact us if you have any questions about our auto loans.

Hapeville Main Branch
3604 Atlanta Ave.
Hapeville, GA 30354
Phone: (404) 768-4980
Fax: (404) 768-5496

Roswell Branch
1560 Holcomb Bridge Rd.
Roswell, GA 30076
Phone: (770) 667-8114
Fax: (770) 667-8329

Family First Credit Union is committed to providing equal access to all individuals, including those with disabilities, seeking information on our website. If you are unable to access content on this website, have questions about accessibility of content or technology used by Family First CU, and/or would like to report barriers to accessing any technology used by Family First CU, including this website, please contact us at 3604 Atlanta Ave, Hapeville, GA 30354, Email:, fax: 404-768-5496 and Phone: 404-768-4980.

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