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Home Equity Line of Credit

A Home Equity Loan is perfect for home improvements, college tuition, or any other large expenses. We are proud to offer this loan for members who want to make the most of their home investment by taking the tax advantages associated with this type of loan. This affordable loan is at a low variable rate. Once the loan is made, the member has a line of credit up to the amount set at closing. If you need to make a draw from your line of credit, just call the credit union and request a check to be mailed to you, deposited into your savings or checking, or picked up at the credit union.

Members who have at least three years of service with their employer may apply for up to 90% of the appraised or tax assessment value of their primary residence less the amount owed on a first mortgage.  The minimum amount is $10,000.00.  All normal closing costs are paid by the credit union. Member must maintain principal balance of at least 10,000 for 90 days during the first year. So start taking advantage of the tax break and contact a loan officer at the credit union for more details.

What you should know about Home Equity Lines of Credit - by The Consumer Financial Protection Bureau

Download Forms to Apply

Please contact us if you have any questions about our Home Equity Line of Credit.


Hapeville Main Branch
3604 Atlanta Ave.
Hapeville, GA 30354
Phone: (404) 768-4980
Fax: (404) 768-5496

Roswell Branch
1560 Holcomb Bridge Rd.
Roswell, GA 30076
Phone: (770) 667-8114
Fax: (770) 667-8329

Family First Credit Union is committed to providing equal access to all individuals, including those with disabilities, seeking information on our website. If you are unable to access content on this website, have questions about accessibility of content or technology used by Family First CU, and/or would like to report barriers to accessing any technology used by Family First CU, including this website, please contact us at 3604 Atlanta Ave, Hapeville, GA 30354, Email:, fax: 404-768-5496 and Phone: 404-768-4980.

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